What would you do with 20k$

50/30/20 rule and waiting for the right investment.

Buying a strip club with half

Inflation is too high, it's best to buy gold

I would personally split it into a few investments and build your capital. Start with stocks and crypto, once your bread is up get into properties. Build networks with people where you are exposed to business opportunities, invest in some and see how far you can take it.

i think you can buy something do not lose value, as something material