I really don't think anyone can answer this question for you. First of all the exact timing of your investment is important, then you gotta weigh your own situation and your other investment options. Not to mention it's well known that timing the market can be very difficult and if it wasn't difficult then everyone would be rich... There has to be winners and losers so whereas one person could become rich of an investment another person could lose it all while investing in the same market. Good luck.