Worth Mining for Personal Use in 2020?

Things have changed a lot over the last few years. A single GPU could mine things like vertcoin decently well back in 2016-2017, now not so much. Also that project fell off soon after the last run.

It really depends on if you can find a project that is not known or technically "worthless" and get in before something happens. Otherwise, any mainstream mining like say Bitcoin as the others have said is worthless. The cost of electricity and hardware is too high. You would be better off saving extra cash and dollar cost averaging it into a project you like rather then trying to mine anything at this point - even the small unknown projects. A few dollars will buy you more than you could ever mine in a day.

Cheers