Divide into 4 parts. We spend 3/4 thousand rubles on the foundation of three different (by sphere) businesses. Or buy a working one. So we have three businesses that generate revenue. In the worst case, everyone will go broke, but it can't be that way. one of the areas should definitely go up (this should be considered when starting/buying a business). And for 250 thousand dollars, we arrange the present: the housing issue, the education of children, etc. You can move. Ideally, buy property abroad where you can go on vacation and in the meantime hand over. As a result, I have a good present and a promising capital growth in the future.