Advice Needed i am stuck at ps4 or ps5

i am in the very poor country and want to buy a ps4 but should i keep my money and buys ps5 but it took 2 years of me or buy ps4 right now bucause ps5 on this country is 7.500tl in here but lowest payment is 2.800 tl and end of month i can keep very low amount of this money