Hello! Well, I'm not familiar with the mortgages like the previous guy, but I'm fine if some application will help me get additional money. I just applied for a few small loans with banks to increase my overall credit score, so additional money will allow me to speed up the payment processes and improve credit score greatly in case I close the loans before the scheduled time. If some of you have this kind of experience, please let me know and reach me in private messages. Any feedback will be appreciated.