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They allow you to purchase goods and services without having to pay the full amount upfront. This can be especially useful if you don't have the funds available at the moment or if you prefer to spread out your payments over time.
Credits can help you build your credit history and improve your credit score. If you make your payments on time and in full, it can demonstrate to lenders that you are a responsible borrower and increase your chances of being approved for loans or credit in the future.
Some credits come with rewards or perks, such as cash back or airline miles. By using your credit wisely, you can take advantage of these benefits and save money or earn valuable rewards.