RIPPLE (XRP) GENERAL QUESTIONS

Hey guys!

I'm really new to crypto's in general, but I've been keeping my eye on ripple and doing quite a lot of research about it for the past few months. I'm personally thinking of purchasing around 20,000XRP and holding for the next 5+ years. It's looking really promising in my opinion.

What are your thoughts/tips for ripple? I'd appreciate any feedback!