Cosmetic vs Non-Cosmetic micro-transactions; My opinions

I'm totally fine when free games use some sort of paid currency to make progression faster. It's even better if those games do not use this currency to affect gameplay (Town of Salem, for example). But when paid exclusives come into play is when I'm outta here. The worst kind of games are ones that you have to pay to play initially, and THEN throw in things like loot boxes (EA take notes please) that make it almost impossible for casual players to progress without devoting 3 hours a day for 3 months straight.