anyone investing in ripple?

I like ripple for it's extremely fast transactions and low low fees. But regarding the price of an XRP I'm not sure. If you guys remember, just before the crypto fall of December, XRP touched ~$3.2. At that time Ripple's CEO was suddenly worth among top 5 richest people on Earth. That's way overvalued for a product in it's infancy, however revolutionary it may be. And still, there's people claiming it will go upto $5 or $10 even. I just don't see it though, not before they actually replace SWIFT like they plan to do.