Did you get hacked sometime?

Despite a lot of sites offer two-factor authentication, the most important one my bank does not... hell, their passwords aren't even fucking case sensitive... they prefer to reimburse all losses due to fraud rather than risk any minor reduction in ease of use.


Oddly, there are a grand total of zero Canadian banks offering 2FA... ah well, I suppose it's their prerogative since they're happy covering the losses..