Is FiveM overrated or underrated?

Personally for me, I'd say underrated because the amount of entertainment that you can get and mostly watching videos of streamers playing RP also such as: Flight, YourRage, Adin, etc.

But I do like to say, the amount of N-bombs dropped by white teenagers after getting killed is just... Horrendous.

I'd say it's overrated but that's just my opinion

TBH? The big servers are overrated but the mid-size ones are way UNDER rated. A good server is hard to find, but well worth the search when found.