You have to check if you are going on fundamentals or technicals.
Fundamentals you check out the project and what's behind it. Like Flare fork announced that is using XRP coming up, etc. If you like the Fundamentals then the current price doesn't matter too much because you are in it for the long haul. 31 cents, 15 cents, 1 dollar, doesn't matter.
If you are trying to trade or "catch a bottom" then it's sort of a losing game. The bottom at least from the charts so far was already in unless we see some crazy dramatic crash (2020 is weird). If you look at things in perspective, the ath was around 3.30-3.50. The technicals for most projects look positive since they follow closely with btc at the moment. Are we in a bull market? Can't say 100% for certain until we are well into it, but plenty of pro traders think we are at the start of it.
The key is to not get caught up about what you think will happen. You'll be right some of the time, and wrong some of the time. Either base your plays on fundamentals, technicals, or both. Stick to methods like Dollar cost averaging, so either way if it's up or down it doesn't matter.
Hope that helps. Btw, learning to trade and paper trading is a great way to gain some confidence with learning how to read where you are at in the current market cycle. May be worth checking out if your interested.